🏡 What can I do with the equity in my home?

François CouillardResidential real estate broker

28 Jul 2026


🏡 What can I do with the equity in my home?

For a long time, your home was mainly a place to live.

❤️ It saw the kids grow up.

🎄 We celebrated Christmas there.

🥳 We hosted family and friends there.

📸 We created memories there.

But after 25 years...

Another reality often appears.

👉 What if your home had become much more than just a place of residence?


📈 A dramatic rise over 25 years

In 2001, the average property price in the Quebec City region hovered around $125,000.

In 2026, it now sits around $500,000.

📊 In just 25 years, the average value has multiplied by 4.

Of course, every property is different.

But this progression demonstrates an important reality :

💰 Many homeowners have accumulated substantial equity... sometimes without even realizing it.


👨‍👩‍👧‍👦 Your life has changed... as has the real estate market

During these 25 years...

🎓 The children have left home.

💼 Retirement is approaching... or has already begun.

✈️ Travel takes more place in your plans.

🌿 You might be seeking a simpler everyday life.

🛠️ And probably a bit less maintenance.

These changes are perfectly normal.

Yet, many homeowners still live in a home that fits their needs from 25 years ago... rather than today’s.


❓ The real question isn’t the value of your home

People often ask me...

“How much is my house worth?”

That’s an excellent question.

But I like to ask another one.

👉 “What could all this equity enable you to do today?”

🏖️ Travel more?

🏢 Choose a condo?

👨‍👧 Help the kids?

💰 Improve your retirement?

😊 Or simply live more simply?

There isn’t a single right answer.

Every project is different.


🤝 A reflection before a decision

Moving to another property doesn’t mean you want to sell immediately.

Sometimes...

A simple discussion can already bring a lot more clarity.

Understand your wealth.

Explore the possibilities.

Make a decision with confidence.

Without pressure.


❤️ What if you simply discovered your options?

After 25 years...

Your home likely represents much more than just a roof.

It represents an important part of your wealth.

And perhaps also...

Your next freedom.


📩 You’ve owned since 2001... or even earlier?

I would be happy to discuss it with you.

☕ No pressure.

🤝 No commitment.

Simply to help you understand what all these years may have built for you.


🏡 Twenty-five years ago, you bought a house. Today, this same house could offer you new possibilities.

The information in this article is for general purposes only and may not reflect current laws or regulations. Verify any details with a qualified professional before making decisions. Some portions may have been created with AI assistance and should be confirmed for accuracy.

Written by François Couillard

Residential real estate broker