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Helping one’s parents prepare for their next step — without guilt

François CouillardResidential real estate broker

03 Dec 2025


Helping your parents prepare their next step — without guilt  


See your father climb the step ladder despite fragile knees.  

Hear your mother say “I just fell a little, nothing serious.”  

Pass by the family home and wonder: *“Is this still the right place for them?”*  


If your parents are 70 or older and they own a house, you may already be asking yourself these questions — often with a mix of worry, loyalty… and guilt.  


This article helps you start reflecting and talking, without rushing or imposing. Inspired by the guide “Helping your parents prepare their next step — without guilt,” it offers you 5 pillars for a smooth transition.  


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## 1. Observe… without rushing  


Before talking about moving, first you must… face reality. Gently.  


Be attentive to certain signs:  


- **Falls or balance issues**  

 Even “just a little slip” can indicate that stairs, the bathroom, or the entryway are becoming risky.  


- **Increased fatigue**  

 Mowing the lawn, shoveling, washing windows… What was “a small task” suddenly becomes exhausting.  


- **Neglected maintenance**  

 Chipping paint, overgrown yard, repairs postponed. Sometimes it’s not a lack of interest, but a lack of energy (or means).  


- **Growing isolation**  

 They go out less, have fewer visitors, drive less. The house becomes a cocoon… that risks turning into a prison.  


Your role at this stage? **Observe without judging, without dramatizing, and without moralizing.**  

You simply create a clearer picture of their daily life.  


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## 2. Talk… but at the right time  


The topic is sensitive. For your parents, a home is not just a building:  

it’s their story, their pride, sometimes their biggest investment.  


The moment of the conversation can make all the difference.  


### A few simple guidelines  


- **Avoid stressful evenings**  

 Not after bad health news, a family dispute, or a tense dinner.  


- **Choose a calm moment**  

 A peaceful visit one afternoon, a walk, a coffee at the kitchen table.  


- **Speak in “I” statements, not in “you”**  

 - “*I’m worried when I see…*”  

 - “*I wonder how we could…*”  

 instead of 

 - “*You’re no longer able to…*”  

 - “*You should sell the house.*”  


The goal isn’t to announce a ready-made plan, but to **open a door**:  

“Could we talk about it together, calmly, before we’re forced to decide in an emergency?”  


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## 3. Assess the house… gently  


Once the conversation has begun, it’s time to look at the house for what it is today: a place to live, but also a building that costs, requires… and must meet certain rules.  


### The points to review together  


- **Current value**  

 Understanding how much the property is worth today helps evaluate future options: buying a condo, renting, a residence, etc.  


- **Maintenance costs**  

 Taxes, heating, insurance, repairs, snow removal, lawn care… Is it eating too large a portion of their income?  


- **Potential hazards**  

 Steep stairs, icy exterior steps, narrow bathroom, bathtub hard to step over, outdated electrical wiring, etc.  


- **Renovations required by insurers**  

 Some companies require upgrades to electrical, roof, or heating systems.  

 For parents on a fixed income, these works can be financially and physically heavy.  


This assessment isn’t a trial. It’s **a status update** to better protect their safety… and their budget.  


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## 4. Explore the options… without preconceived ideas  


“If we leave the house, it’s to go into a residence.”  

In reality, there are **several scenarios**, and often two-step transitions.  


### Some possibilities to consider  


- **The condo**  

 - Less maintenance (no roof or yard to manage).  

 - However, watch condominium fees, planned work, and the building’s insurance history.  


- **Housing (rental)**  

 - More flexibility, less responsibility.  

 - Interesting if you want to release money from the sale of the house to improve quality of life.  


- **Senior residence**  

 - Level of services adjusted to autonomy (meals, care, activities, 24/7 security).  

 - Can reduce isolation, while reassuring the family.  


- **Gradual transition**  

 - Start by adapting the house (grab bars, ramp, shower, etc.).  

 - Consider moving later when everyone feels ready.  


You don’t have to decide everything on your own. **A real estate broker accustomed to working with seniors in Quebec** can clearly explain the advantages, limits, and costs of each option, according to the local market reality.  


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## 5. Prepare a plan… without pressure  


Nothing is worse than a decision rushed after a fall, hospitalization, or an overly costly insurance renewal.  


A *gentle plan* helps keep control.  


### What this plan can include  


- **A flexible timeline**  

 For example:  

 - This year: adapt certain parts of the house.  

 - In 1–3 years: sell if maintenance becomes too heavy.  


- **Tasks divided among the children**  

 - One handles appointments (broker, notary, doctor).  

 - Another manages documents and budget.  

 - Another accompanies for condo/home visits.  


- **The role of a neutral broker**  

 A good real estate broker isn’t only there to “sell a house.”  

 He or she can:  

 - Assess the realistic value of the property according to the current market.  

 - Explain the implications of a sale to seniors (timelines, steps, safety of visits).  

 - Reassure your parents by answering their questions, without pressure.  


A neutral, professional perspective often helps reduce family tensions and transform “a potential squabble” into a common project.  


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## In conclusion: safety, dignity… and clarity  


No matter the final decision — stay, adapt the house, sell, rent, move to a residence — the goal remains the same:  


- **Keep your parents safe.**  

- **Protect their dignity and choices.**  

- **Avoid decisions made in urgency and guilt.**  


You don’t have to have all the answers right now.  

You simply have to take the first step: observe, open the discussion, seek reliable information, and build a realistic plan.  


When you and your parents are ready to talk about their next step,  

**I will be there to support you, at your pace, with respect and transparency.**

The information in this article is for general purposes only and may not reflect current laws or regulations. Verify any details with a qualified professional before making decisions. Some portions may have been created with AI assistance and should be confirmed for accuracy.

Written by François Couillard

Residential real estate broker
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